Qualify for Home Purchase This calculator indicates whether or not you qualify for a conventional mortgage. Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even. Time To Payoff Credit Card Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Paycheck Calculator - Salaried This calculator computes net or gross pay for a single paycheck and displays the various withholdings. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.